Longevity insurance  

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Longevity insurance describes the process of mitigating against Longevity risk. Such risk mitigation is often achieved using a longevity annuity or tontine, qualifying longevity annuity contract (QLAC), deferred income annuity, is an annuity contract designed to provide to the policyholder payments for life starting at a pre-established future age, e.g., 85, and purchased many years before reaching that age.




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